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Appraisal Types

Appraisal Services

Different situations call for different appraisals. The main difference is how much the appraiser sees — from a full walk-through to no visit at all.

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Appraiser meeting a client across a table
Service Types

Three Service Types

Most thorough

On-site Inspection

The appraiser visits and inspects the full property, inside and out, with measurements, photos, and comparable-sales analysis. The defensible standard for any formal use.

Property visit
Full interior + exterior
Turnaround
3–7 days
Cost
Highest
Best for
Court, IRS, legal use
Appraiser measuring a room during an on-site inspection
Budget-Friendly

Desktop Appraisal

A lighter valuation without a full interior visit — built from MLS, public records, and existing data. Faster and lower cost, for less formal needs.

Property visit
Exterior only, or none
Turnaround
1–5 days
Cost
Lowest
Best for
Informal or preliminary
Appraiser reviewing property data on a laptop
Specialized

Litigation Work

A second opinion on an existing appraisal — desk review on paper, or field review with a visit. Common in divorce, estate disputes, or challenging a valuation in court.

Property visit
None, or a verifying visit
Turnaround
2–7 days
Cost
Varies
Best for
Disputes & court challenges
Appraisal report being reviewed alongside legal documents
COMPARISON

Compare Appraisal Services

Find an appraiser
Full Inspection
Tier
Most thorough
Property visit
Full interior + exterior
Detail Level
Comprehensive
Turnaround
3–7 business days
Best for
Court, IRS, estate planning, litigation
Find an appraiser
Full Inspection
Non-Full Inspection
Litigation Work
Tier
Most thorough
Budget-friendly
Standard
Property visit
Full interior + exterior
Exterior only, or none
None, or a verifying visit
Detail Level
Comprehensive
Basic to moderate
Reviews an existing report
Turnaround
3–7 business days
1–5 business days
2–7 business days
Best for
Court, IRS, estate planning, litigation
Pre-listing, preliminary values, general curiosity
Challenging an appraisal, disputes, contested estates

Use Case

Property Types

Detached house

Standalone homes on their own lots.

Condo

Condos and co-ops within larger complexes.

Townhouse

Attached and semi-attached townhomes and row houses.

Manufactured home

Factory-built homes, valued with their land or site.

2-4 unit multi-family

Duplexes, triplexes, and fourplexes valued as residential.

Land

Vacant or unimproved parcels, valued on their own.

COMMERCIAL

Commercial Appraisals

Office, retail, industrial, and mixed-use properties are more complex than residential and often need custom scoping. Browse appraisers who list commercial expertise, then message them directly for a scope and quote.

Find an Appraiser
Commercial office and retail buildings
Meridian

Don't Need a Formal Appraisal?

Meridian is a Calculated Valuation Model (CVM) — a fast, data-driven estimate for when a full appraisal isn't required. Built for lenders gauging portfolio risk, agents prepping listings, and anyone who wants a quick number without the formality.

Learn More
Meridian calculated valuation model
CLARITY

FAQ

Every appraiser on HomeVault is a locally licensed professional in your state. They live and work in the communities they serve and have direct knowledge of your local real estate market. You can view their profile, location, and service area before choosing.

Get Started

Ready to get started?

Browse verified, local appraisers and see their specialties, pricing, and reviews, all before you commit.

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Appraiser meeting a homeowner at their front door
HomeVault

The premier marketplace connecting consumers with credible, verified appraisal professionals.

Also by Banks Technologies:
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